鎢制品出口信用證表

又稱信用狀，是銀行（開證行）根據申請人（壹般是進口商）的要求，向受益人（壹般是出口商）開立的壹種有條件的書面付款保證。即開證行保證在收到受益人交付全部符合信用證規定的單據的條件下，向受益人或其指定履行付款的責任。因此，信用證結算是依據銀行開立的信用證進行的，信用證項下的所有單據是根據信用證的約定制定的。

鎢制品出口信用證的開立可以用信函的方式，也可以用電文方式，因此信用證可以分爲信開本和電開本兩種形式。

信開本是指以信函格式開立、並用航空挂號等方式寄出給受益人或通知行的信用證。鎢制品信開信用證是早期信用證的主要形式。

電開本是指采用電文格式開立並以電訊方式傳遞的信用證。通常采用的電訊方式主要有電報、電傳和SWIFT。電開信用證按照電文內容的詳細與否，又可以分爲簡電本和詳電本。簡電本是指電文內容較簡單扼要的信用證；詳電本是指電文內容詳細完整的信用證。

目前，詳電本信用證大多采取Telex、SWIFT兩種形式開具。Telex（電傳）開具的信用證因費用較高，手結繁瑣，條款文句缺乏統壹性容易造成誤解等原因，在實務中已爲方便、迅速、安全、格式統壹、條款明確的SWIFT信用證取代。

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