钨制品出口信用证表

又称信用状,是银行(开证行)根据申请人(一般是进口商)的要求,向受益人(一般是出口商)开立的一种有条件的书面付款保证。即开证行保证在收到受益人交付全部符合信用证规定的单据的条件下,向受益人或其指定履行付款的责任。因此,信用证结算是依据银行开立的信用证进行的,信用证项下的所有单据是根据信用证的约定制定的。

钨制品出口信用证的开立可以用信函的方式,也可以用电文方式,因此信用证可以分为信开本和电开本两种形式。

信开本是指以信函格式开立、并用航空挂号等方式寄出给受益人或通知行的信用证。钨制品信开信用证是早期信用证的主要形式。

电开本是指采用电文格式开立并以电讯方式传递的信用证。通常采用的电讯方式主要有电报、电传和SWIFT。电开信用证按照电文内容的详细与否,又可以分为简电本和详电本。简电本是指电文内容较简单扼要的信用证;详电本是指电文内容详细完整的信用证。

目前,详电本信用证大多采取Telex、SWIFT两种形式开具。Telex(电传)开具的信用证因费用较高,手结繁琐,条款文句缺乏统一性容易造成误解等原因,在实务中已为方便、迅速、安全、格式统一、条款明确的SWIFT信用证取代。


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